First time home buyer in Arizona? How to use the 2026 buyer's market: FHA 3.5%, conventional 3% and VA 0% down, current rates, seller credits and pre approval, with sourced numbers. Pillar Mortgage Group.
HUD's 2026 FHA updates cut paperwork across origination, servicing, and appraisals while FHA rates average about 6.38%, below conventional. What the changes mean for Phoenix and Scottsdale buyers. Pillar Mortgage Group, NMLS #2700076
Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).